Why Do I Need Travel Protection?
Maybe you don’t think it will “ever happen to you”... but travel insurance can literally be a lifesaver when something happens during your trip, or perhaps before you even leave home.
Travel Insurance: What It Can Cover and Why It Matters
Depending on the type of travel insurance you choose, you may be eligible for reimbursement if you need to cancel your trip because of a medical emergency; whether it involves you, your traveling companion, a family member, or even a beloved pet.
Coverage can also extend to other unexpected situations, such as work-related conflicts, natural disasters, or global unrest.
In many cases, you can receive compensation for non-refundable expenses like airfare, hotel stays, cruises, tours, and pre-paid excursions, helping protect your investment when life takes an unexpected turn.
Emergency medical coverage may be the most important part.
One of the most important aspects of travel insurance is emergency medical coverage. If you become ill or injured while traveling, your policy may cover hospital stays, doctor visits, and even emergency dental care.
In more serious situations, emergency medical evacuation coverage can arrange and pay for transportation to the nearest suitable medical facility, or even back home, potentially saving you tens of thousands of dollars.
Many domestic insurance policies do not cover injury or illness while outside of the United States, and those affiliated with a credit card may not cover all of your expenses or may only provide secondary coverage.
Unexpected Things Happen
Travel protection can help when little surprises become expensive problems.
Lose your passport?
Many policies provide support services such as passport replacement and 24/7 travel assistance.
Twist your ankle?
Trip on a cobblestone in a quaint medieval castle and twist your ankle? Emergency medical coverage may help with doctor visits, hospital stays, or emergency dental care.
Miss a connection?
Miss a connecting flight due to a mechanical problem or weather? Trip interruption coverage can help with unexpected costs related to missed or delayed flights.
Trip Interruption
Trip interruption coverage can help with unexpected costs related to missed or delayed flights.
Lost or Delayed Baggage
Many policies include assistance for lost or delayed baggage, helping you handle problems while you are away from home.
Ultimately, travel insurance is a personal decision.
Purchasing travel insurance depends on your financial ability to absorb unexpected losses and your comfort level with taking the risk that “nothing will go wrong.”
I can help you understand your options, but the decision is yours. My goal is simply to make sure you know what travel protection can do before you decide.
Purchasing travel insurance depends on your financial ability to absorb unexpected losses and your comfort level with taking the risk that “nothing will go wrong.”
I can help you understand your options, but the decision is yours. My goal is simply to make sure you know what travel protection can do before you decide.
I partner with Travel Insured International and can provide a no obligation travel protection quote for your peace of mind.
Talk Through My Trip