Why do I need travel insurance?
Maybe you don’t. But travel insurance can literally be a trip saver if something happens during your trip – or perhaps even before you leave home…
Lose your passport?
Trip on a cobblestone in a quaint medieval castle and break your ankle?
Miss a connecting flight due to weather?
Depending on the type of insurance you choose, you may be able to cancel your trip due to a medical emergency, work conflict or global turmoil and receive compensation for your non- refundable costs.
This could include non-refundable costs for a land based tour, cruise or airfare, lodging or excursions. Trip interruption insurance covers costs incurred due to missed or delayed flights and assists with lost baggage. Trip insurance can also help travelers with services such as passport replacement, while health care and medical evacuation coverage are also part of many trip insurance coverage policies.
The decision to purchase insurance is a personal one, based on your ability to absorb a financial loss should something unexpected happen, along with your comfort level with “it will never happen to me”.